Read the following passage about the consequences of impulse buying and mark the letter A, B, C, or D on your answer sheet to indicate the best answer to each of the following questions from 1 to 10.
Online shopping has exploded in popularity, with e-commerce sales reaching nearly $5 trillion worldwide in 2021. This growth is largely due to the convenience and variety that online platforms offer. Shoppers can browse millions of items from home, and with services like Amazon Prime, products can arrive in just one or two days. However, while online shopping offers numerous advantages, it has also led to increased impulse buying behaviours among consumers.
[I] Impulse buying, or buying things without planning or need, is more common online than in physical stores. [II] A study by Klama found that 71% of online shoppers admitted to making impulse purchases. [III] For example, on popular shopping days like Amazon Prime Day, people may feel pressured to buy items they haven't considered before, simply because they're marked as “exclusive” or “limited-time offers.” [IV] Such deals create a sense of urgency, making consumers feel they might miss out if they don't act fast, which can lead to spending regret later.
This impulse buying can have serious financial consequences, especially among younger people. According to a survey by Finder, Americans spend around 2,000 each year. For younger consumers, especially teenagers and young adults, the effects can be more significant. Many use credit cards or “buy now, pay later” services, such as Afterpay or Klarna, which can make spending feel easier but may lead to debt. A 2022 survey revealed that 43% of millennials and Gen Z consumers reported regret over impulse purchases made with "buy now, pay later” options, as they faced challenges with repayments.
Experts suggest several ways to avoid impulsive spending, like setting a budget, removing items from the cart and waiting a day before buying, and unsubscribing from marketing emails. By taking a moment to think before clicking “buy now,” consumers can make more informed decisions and avoid accumulating items they don’t need or facing financial issues. Online shopping has revolutionised the way we buy, but it's essential for people to shop responsibly to avoid the pitfalls of impulse purchases.
(Adapted from Guide to the National Examination)
The word "it" in paragraph 1 refers to
impulse buying
convenience
online shopping
Amazon Prime
Câu văn nói: “online shopping offers numerous advantages, it has also led to...”
“It” giữ vai trò chủ ngữ của “has led to”, chỉ đối tượng gây ra kết quả.
Danh từ phù hợp nhất đứng trước “it” là “online shopping”.
Mua sắm trực tuyến dẫn đến hành vi mua sắm bốc đồng gia tăng.
Chọn C. online shopping; A sai vì là kết quả, B chỉ là lợi ích, còn D là một dịch vụ giao hàng.
Read the following passage about the consequences of impulse buying and mark the letter A, B, C, or D on your answer sheet to indicate the best answer to each of the following questions from 1 to 10.
Online shopping has exploded in popularity, with e-commerce sales reaching nearly $5 trillion worldwide in 2021. This growth is largely due to the convenience and variety that online platforms offer. Shoppers can browse millions of items from home, and with services like Amazon Prime, products can arrive in just one or two days. However, while online shopping offers numerous advantages, it has also led to increased impulse buying behaviours among consumers.
[I] Impulse buying, or buying things without planning or need, is more common online than in physical stores. [II] A study by Klama found that 71% of online shoppers admitted to making impulse purchases. [III] For example, on popular shopping days like Amazon Prime Day, people may feel pressured to buy items they haven't considered before, simply because they're marked as “exclusive” or “limited-time offers.” [IV] Such deals create a sense of urgency, making consumers feel they might miss out if they don't act fast, which can lead to spending regret later.
This impulse buying can have serious financial consequences, especially among younger people. According to a survey by Finder, Americans spend around 2,000 each year. For younger consumers, especially teenagers and young adults, the effects can be more significant. Many use credit cards or “buy now, pay later” services, such as Afterpay or Klarna, which can make spending feel easier but may lead to debt. A 2022 survey revealed that 43% of millennials and Gen Z consumers reported regret over impulse purchases made with "buy now, pay later” options, as they faced challenges with repayments.
Experts suggest several ways to avoid impulsive spending, like setting a budget, removing items from the cart and waiting a day before buying, and unsubscribing from marketing emails. By taking a moment to think before clicking “buy now,” consumers can make more informed decisions and avoid accumulating items they don’t need or facing financial issues. Online shopping has revolutionised the way we buy, but it's essential for people to shop responsibly to avoid the pitfalls of impulse purchases.
(Adapted from Guide to the National Examination)
Where in paragraph 2 does the following sentence best fit?
This is often encouraged by tactics such as “limited-time deals” and “only 3 left in stock” notifications.
[III]
[IV]
[I]
[II]
“This” chỉ hành vi mua hàng bốc đồng được nêu ở câu [I].
Câu chèn bổ sung nguyên nhân: các thủ thuật như ưu đãi có thời hạn.
Chèn tại [III] tạo mạch logic chuẩn: Thống kê (71%) => Thủ thuật kích cầu (câu chèn) => Ví dụ minh họa (Amazon Prime Day).
"This" ở câu chèn thay thế trực tiếp cho con số 71% ở [II].
"For example" ở câu tiếp theo minh họa trực tiếp cho các thủ thuật (tactics) vừa được nêu ở câu chèn.
[III] - Đúng: Nối kết chặt chẽ cả về logic lẫn từ quy chiếu (This, For example).
[I] - Sai: Làm đứt mạch giới thiệu khái niệm ở câu đầu.
[II] - Sai: Đẩy câu thống kê xuống dưới, làm cụm For example bị tách khỏi từ tactics nó cần minh họa.
[IV] - Sai: Làm ngắt mạch ví dụ và khiến cụm Such deals ở câu sau mất từ quy chiếu.
Read the following passage about the consequences of impulse buying and mark the letter A, B, C, or D on your answer sheet to indicate the best answer to each of the following questions from 1 to 10.
Online shopping has exploded in popularity, with e-commerce sales reaching nearly $5 trillion worldwide in 2021. This growth is largely due to the convenience and variety that online platforms offer. Shoppers can browse millions of items from home, and with services like Amazon Prime, products can arrive in just one or two days. However, while online shopping offers numerous advantages, it has also led to increased impulse buying behaviours among consumers.
[I] Impulse buying, or buying things without planning or need, is more common online than in physical stores. [II] A study by Klama found that 71% of online shoppers admitted to making impulse purchases. [III] For example, on popular shopping days like Amazon Prime Day, people may feel pressured to buy items they haven't considered before, simply because they're marked as “exclusive” or “limited-time offers.” [IV] Such deals create a sense of urgency, making consumers feel they might miss out if they don't act fast, which can lead to spending regret later.
This impulse buying can have serious financial consequences, especially among younger people. According to a survey by Finder, Americans spend around 2,000 each year. For younger consumers, especially teenagers and young adults, the effects can be more significant. Many use credit cards or “buy now, pay later” services, such as Afterpay or Klarna, which can make spending feel easier but may lead to debt. A 2022 survey revealed that 43% of millennials and Gen Z consumers reported regret over impulse purchases made with "buy now, pay later” options, as they faced challenges with repayments.
Experts suggest several ways to avoid impulsive spending, like setting a budget, removing items from the cart and waiting a day before buying, and unsubscribing from marketing emails. By taking a moment to think before clicking “buy now,” consumers can make more informed decisions and avoid accumulating items they don’t need or facing financial issues. Online shopping has revolutionised the way we buy, but it's essential for people to shop responsibly to avoid the pitfalls of impulse purchases.
(Adapted from Guide to the National Examination)
The phrase "spending regret" in paragraph 2 could be best replaced by
financial hardship
purchase disappointment
buyer satisfaction
money management
Người mua bị thúc ép bởi các ưu đãi giới hạn thời gian và mua những món chưa dự định.
Việc mua vội có thể khiến họ hối tiếc sau đó.
“Spending regret” chỉ cảm giác hối tiếc hoặc thất vọng sau khi chi tiền mua hàng.
Cụm gần nghĩa nhất là “purchase disappointment”.
Chọn B. “Purchase disappointment” đúng với nghĩa thất vọng, hối tiếc về việc mua hàng; A chỉ khó khăn tài chính, C là sự hài lòng và D là quản lý tiền bạc.
Read the following passage about the consequences of impulse buying and mark the letter A, B, C, or D on your answer sheet to indicate the best answer to each of the following questions from 1 to 10.
Online shopping has exploded in popularity, with e-commerce sales reaching nearly $5 trillion worldwide in 2021. This growth is largely due to the convenience and variety that online platforms offer. Shoppers can browse millions of items from home, and with services like Amazon Prime, products can arrive in just one or two days. However, while online shopping offers numerous advantages, it has also led to increased impulse buying behaviours among consumers.
[I] Impulse buying, or buying things without planning or need, is more common online than in physical stores. [II] A study by Klama found that 71% of online shoppers admitted to making impulse purchases. [III] For example, on popular shopping days like Amazon Prime Day, people may feel pressured to buy items they haven't considered before, simply because they're marked as “exclusive” or “limited-time offers.” [IV] Such deals create a sense of urgency, making consumers feel they might miss out if they don't act fast, which can lead to spending regret later.
This impulse buying can have serious financial consequences, especially among younger people. According to a survey by Finder, Americans spend around 2,000 each year. For younger consumers, especially teenagers and young adults, the effects can be more significant. Many use credit cards or “buy now, pay later” services, such as Afterpay or Klarna, which can make spending feel easier but may lead to debt. A 2022 survey revealed that 43% of millennials and Gen Z consumers reported regret over impulse purchases made with "buy now, pay later” options, as they faced challenges with repayments.
Experts suggest several ways to avoid impulsive spending, like setting a budget, removing items from the cart and waiting a day before buying, and unsubscribing from marketing emails. By taking a moment to think before clicking “buy now,” consumers can make more informed decisions and avoid accumulating items they don’t need or facing financial issues. Online shopping has revolutionised the way we buy, but it's essential for people to shop responsibly to avoid the pitfalls of impulse purchases.
(Adapted from Guide to the National Examination)
Which of the following best paraphrases the underlined sentence in paragraph 3?
Millennials and Gen Z thoroughly enjoyed using “buy now, pay later” services because they can make purchases without any trouble.
Nearly half of young consumers regretted purchases made through “buy now, pay later” services due to difficulties with repayments.
The majority of young consumers were reported to experience no problems with repayments for “buy now, pay later” purchases.
Younger people did not show any regrets about impulse purchases that they made using the services called “buy now, pay later”.
Câu gốc gồm ba ý: gần một nửa người trẻ hối tiếc về việc mua hàng bằng dịch vụ “mua trước, trả sau” do khó khăn khi hoàn trả.
“” được paraphrase thành “nearly half”; “reported regret” thành “regretted”; “challenges with repayments” thành “difficulties with repayments”.
Chọn B vì giữ đủ ba ý: gần một nửa người trẻ, cảm thấy hối tiếc và gặp khó khăn khi hoàn trả; A, C, D lần lượt diễn đạt thành thích thú/không rắc rối, không có vấn đề và không hối tiếc, trái với câu gốc.
Read the following passage about the consequences of impulse buying and mark the letter A, B, C, or D on your answer sheet to indicate the best answer to each of the following questions from 1 to 10.
Online shopping has exploded in popularity, with e-commerce sales reaching nearly $5 trillion worldwide in 2021. This growth is largely due to the convenience and variety that online platforms offer. Shoppers can browse millions of items from home, and with services like Amazon Prime, products can arrive in just one or two days. However, while online shopping offers numerous advantages, it has also led to increased impulse buying behaviours among consumers.
[I] Impulse buying, or buying things without planning or need, is more common online than in physical stores. [II] A study by Klama found that 71% of online shoppers admitted to making impulse purchases. [III] For example, on popular shopping days like Amazon Prime Day, people may feel pressured to buy items they haven't considered before, simply because they're marked as “exclusive” or “limited-time offers.” [IV] Such deals create a sense of urgency, making consumers feel they might miss out if they don't act fast, which can lead to spending regret later.
This impulse buying can have serious financial consequences, especially among younger people. According to a survey by Finder, Americans spend around 2,000 each year. For younger consumers, especially teenagers and young adults, the effects can be more significant. Many use credit cards or “buy now, pay later” services, such as Afterpay or Klarna, which can make spending feel easier but may lead to debt. A 2022 survey revealed that 43% of millennials and Gen Z consumers reported regret over impulse purchases made with "buy now, pay later” options, as they faced challenges with repayments.
Experts suggest several ways to avoid impulsive spending, like setting a budget, removing items from the cart and waiting a day before buying, and unsubscribing from marketing emails. By taking a moment to think before clicking “buy now,” consumers can make more informed decisions and avoid accumulating items they don’t need or facing financial issues. Online shopping has revolutionised the way we buy, but it's essential for people to shop responsibly to avoid the pitfalls of impulse purchases.
(Adapted from Guide to the National Examination)
Which of the following best summarises paragraph 3?
Younger consumers are most affected by financial problems due to impulse buying
Online shopping is generally not impulsive for adolescents as well as young adults.
Financial challenges from online shopping are likely to affect older adults the most.
Most impulse purchasers tend to use cash to manage their spending and avoid debt.
Đoạn văn nhấn mạnh mua sắm bốc đồng gây hậu quả tài chính nghiêm trọng, đặc biệt với người trẻ.
Người trẻ thường dùng thẻ tín dụng hoặc dịch vụ mua trước trả sau, nên dễ mắc nợ và hối tiếc khi khó trả tiền.
Chọn A vì bao quát đúng hậu quả tài chính và nhóm người bị ảnh hưởng nhiều nhất; B, C, D sai vì lần lượt phủ nhận tính bốc đồng ở người trẻ, chuyển đối tượng sang người lớn tuổi và nói dùng tiền mặt để tránh nợ, trái với nội dung đoạn văn.
Read the following passage about the consequences of impulse buying and mark the letter A, B, C, or D on your answer sheet to indicate the best answer to each of the following questions from 1 to 10.
Online shopping has exploded in popularity, with e-commerce sales reaching nearly $5 trillion worldwide in 2021. This growth is largely due to the convenience and variety that online platforms offer. Shoppers can browse millions of items from home, and with services like Amazon Prime, products can arrive in just one or two days. However, while online shopping offers numerous advantages, it has also led to increased impulse buying behaviours among consumers.
[I] Impulse buying, or buying things without planning or need, is more common online than in physical stores. [II] A study by Klama found that 71% of online shoppers admitted to making impulse purchases. [III] For example, on popular shopping days like Amazon Prime Day, people may feel pressured to buy items they haven't considered before, simply because they're marked as “exclusive” or “limited-time offers.” [IV] Such deals create a sense of urgency, making consumers feel they might miss out if they don't act fast, which can lead to spending regret later.
This impulse buying can have serious financial consequences, especially among younger people. According to a survey by Finder, Americans spend around 2,000 each year. For younger consumers, especially teenagers and young adults, the effects can be more significant. Many use credit cards or “buy now, pay later” services, such as Afterpay or Klarna, which can make spending feel easier but may lead to debt. A 2022 survey revealed that 43% of millennials and Gen Z consumers reported regret over impulse purchases made with "buy now, pay later” options, as they faced challenges with repayments.
Experts suggest several ways to avoid impulsive spending, like setting a budget, removing items from the cart and waiting a day before buying, and unsubscribing from marketing emails. By taking a moment to think before clicking “buy now,” consumers can make more informed decisions and avoid accumulating items they don’t need or facing financial issues. Online shopping has revolutionised the way we buy, but it's essential for people to shop responsibly to avoid the pitfalls of impulse purchases.
(Adapted from Guide to the National Examination)
According to paragraph 4, which of the following is NOT a suggested method to avoid impulsive spending?
Removing items from the cart and waiting a day before buying
Unsubscribing from marketing emails
Setting a budget before shopping
Subscribing to promotional emails for discounts
Đoạn 4 đề xuất: đặt ngân sách, bỏ sản phẩm khỏi giỏ và chờ một ngày, hủy email tiếp thị.
D không được đề xuất, vì đoạn văn khuyên hủy email tiếp thị chứ không phải đăng ký email khuyến mãi; A, B, C lần lượt xuất hiện trực tiếp trong danh sách lời khuyên.
Read the following passage about the consequences of impulse buying and mark the letter A, B, C, or D on your answer sheet to indicate the best answer to each of the following questions from 1 to 10.
Online shopping has exploded in popularity, with e-commerce sales reaching nearly $5 trillion worldwide in 2021. This growth is largely due to the convenience and variety that online platforms offer. Shoppers can browse millions of items from home, and with services like Amazon Prime, products can arrive in just one or two days. However, while online shopping offers numerous advantages, it has also led to increased impulse buying behaviours among consumers.
[I] Impulse buying, or buying things without planning or need, is more common online than in physical stores. [II] A study by Klama found that 71% of online shoppers admitted to making impulse purchases. [III] For example, on popular shopping days like Amazon Prime Day, people may feel pressured to buy items they haven't considered before, simply because they're marked as “exclusive” or “limited-time offers.” [IV] Such deals create a sense of urgency, making consumers feel they might miss out if they don't act fast, which can lead to spending regret later.
This impulse buying can have serious financial consequences, especially among younger people. According to a survey by Finder, Americans spend around 2,000 each year. For younger consumers, especially teenagers and young adults, the effects can be more significant. Many use credit cards or “buy now, pay later” services, such as Afterpay or Klarna, which can make spending feel easier but may lead to debt. A 2022 survey revealed that 43% of millennials and Gen Z consumers reported regret over impulse purchases made with "buy now, pay later” options, as they faced challenges with repayments.
Experts suggest several ways to avoid impulsive spending, like setting a budget, removing items from the cart and waiting a day before buying, and unsubscribing from marketing emails. By taking a moment to think before clicking “buy now,” consumers can make more informed decisions and avoid accumulating items they don’t need or facing financial issues. Online shopping has revolutionised the way we buy, but it's essential for people to shop responsibly to avoid the pitfalls of impulse purchases.
(Adapted from Guide to the National Examination)
The word "accumulating" in paragraph 4 is OPPOSITE in meaning to
increasing
gathering
reducing
purchasing
Cụm từ chứa từ khóa là “avoid accumulating items they don’t need”.
Ngữ cảnh khuyên người mua tránh mua và giữ quá nhiều đồ không cần thiết.
“Accumulating items” nghĩa là tích lũy, gom lại ngày càng nhiều món đồ.
Vì vậy, từ trái nghĩa phải mang nghĩa giảm bớt.
C. reducing đúng vì nghĩa là giảm bớt; A, B, D sai vì lần lượt là tăng lên, gom lại và mua hàng, không trái nghĩa.
Read the following passage about the consequences of impulse buying and mark the letter A, B, C, or D on your answer sheet to indicate the best answer to each of the following questions from 1 to 10.
Online shopping has exploded in popularity, with e-commerce sales reaching nearly $5 trillion worldwide in 2021. This growth is largely due to the convenience and variety that online platforms offer. Shoppers can browse millions of items from home, and with services like Amazon Prime, products can arrive in just one or two days. However, while online shopping offers numerous advantages, it has also led to increased impulse buying behaviours among consumers.
[I] Impulse buying, or buying things without planning or need, is more common online than in physical stores. [II] A study by Klama found that 71% of online shoppers admitted to making impulse purchases. [III] For example, on popular shopping days like Amazon Prime Day, people may feel pressured to buy items they haven't considered before, simply because they're marked as “exclusive” or “limited-time offers.” [IV] Such deals create a sense of urgency, making consumers feel they might miss out if they don't act fast, which can lead to spending regret later.
This impulse buying can have serious financial consequences, especially among younger people. According to a survey by Finder, Americans spend around 2,000 each year. For younger consumers, especially teenagers and young adults, the effects can be more significant. Many use credit cards or “buy now, pay later” services, such as Afterpay or Klarna, which can make spending feel easier but may lead to debt. A 2022 survey revealed that 43% of millennials and Gen Z consumers reported regret over impulse purchases made with "buy now, pay later” options, as they faced challenges with repayments.
Experts suggest several ways to avoid impulsive spending, like setting a budget, removing items from the cart and waiting a day before buying, and unsubscribing from marketing emails. By taking a moment to think before clicking “buy now,” consumers can make more informed decisions and avoid accumulating items they don’t need or facing financial issues. Online shopping has revolutionised the way we buy, but it's essential for people to shop responsibly to avoid the pitfalls of impulse purchases.
(Adapted from Guide to the National Examination)
Which of the following is TRUE according to the passage?
Experts recommend that online shoppers should buy items immediately in order to avoid impulsive spending.
Young people who use “buy now, pay later” services often have no difficulty in managing their finances.
The average American is reported to spend less than one thousand dollars annually on impulse purchases.
Millennials and Gen Z report more regret over impulse purchases when using “buy now, pay later” services.
Bài đọc cho biết millennials và Gen Z hối tiếc khi mua hàng bằng dịch vụ “buy now, pay later”.
Nguyên nhân là họ gặp khó khăn trong việc hoàn trả.
Chọn D vì phù hợp với thông tin bài đọc; A, B, C sai vì lần lượt khuyên mua ngay thay vì chờ đợi, phủ nhận khó khăn tài chính, và nêu số tiền hằng năm thấp hơn thực tế.
Bài đọc nêu người Mỹ chi khoảng hơn mỗi năm cho việc mua sắm bốc đồng.
Read the following passage about the consequences of impulse buying and mark the letter A, B, C, or D on your answer sheet to indicate the best answer to each of the following questions from 1 to 10.
Online shopping has exploded in popularity, with e-commerce sales reaching nearly $5 trillion worldwide in 2021. This growth is largely due to the convenience and variety that online platforms offer. Shoppers can browse millions of items from home, and with services like Amazon Prime, products can arrive in just one or two days. However, while online shopping offers numerous advantages, it has also led to increased impulse buying behaviours among consumers.
[I] Impulse buying, or buying things without planning or need, is more common online than in physical stores. [II] A study by Klama found that 71% of online shoppers admitted to making impulse purchases. [III] For example, on popular shopping days like Amazon Prime Day, people may feel pressured to buy items they haven't considered before, simply because they're marked as “exclusive” or “limited-time offers.” [IV] Such deals create a sense of urgency, making consumers feel they might miss out if they don't act fast, which can lead to spending regret later.
This impulse buying can have serious financial consequences, especially among younger people. According to a survey by Finder, Americans spend around 2,000 each year. For younger consumers, especially teenagers and young adults, the effects can be more significant. Many use credit cards or “buy now, pay later” services, such as Afterpay or Klarna, which can make spending feel easier but may lead to debt. A 2022 survey revealed that 43% of millennials and Gen Z consumers reported regret over impulse purchases made with "buy now, pay later” options, as they faced challenges with repayments.
Experts suggest several ways to avoid impulsive spending, like setting a budget, removing items from the cart and waiting a day before buying, and unsubscribing from marketing emails. By taking a moment to think before clicking “buy now,” consumers can make more informed decisions and avoid accumulating items they don’t need or facing financial issues. Online shopping has revolutionised the way we buy, but it's essential for people to shop responsibly to avoid the pitfalls of impulse purchases.
(Adapted from Guide to the National Examination)
Which of the following can be inferred from the passage?
Consumers have a tendency to remain unaffected by time-sensitive offers when making online purchases.
Techniques that create urgency encourage impulse purchases, especially among younger demographics.
The popularity of online shopping rarely contributes to a sense of post-purchase regret among consumers.
“Buy now, pay later” options are known to encourage fiscal responsibility and reduce impulsive spending.
Các ưu đãi như “exclusive” và “limited-time offers” tạo cảm giác cấp bách, khiến người mua dễ mua những món chưa dự định.
Bài đọc cũng cho biết tác động của mua bốc đồng nghiêm trọng hơn ở thanh thiếu niên và người trẻ.
Kết hợp hai chi tiết trên, có thể suy ra các kĩ thuật tạo sự khẩn cấp khuyến khích mua bốc đồng, đặc biệt ở nhóm người trẻ.
Chọn B. A và C trái với bài vì người mua bị ảnh hưởng bởi ưu đãi cấp bách và có thể hối tiếc sau mua; D sai vì hình thức “buy now, pay later” có thể khiến chi tiêu dễ dàng hơn và dẫn đến nợ, không làm giảm mua bốc đồng.
Read the following passage about the consequences of impulse buying and mark the letter A, B, C, or D on your answer sheet to indicate the best answer to each of the following questions from 1 to 10.
Online shopping has exploded in popularity, with e-commerce sales reaching nearly $5 trillion worldwide in 2021. This growth is largely due to the convenience and variety that online platforms offer. Shoppers can browse millions of items from home, and with services like Amazon Prime, products can arrive in just one or two days. However, while online shopping offers numerous advantages, it has also led to increased impulse buying behaviours among consumers.
[I] Impulse buying, or buying things without planning or need, is more common online than in physical stores. [II] A study by Klama found that 71% of online shoppers admitted to making impulse purchases. [III] For example, on popular shopping days like Amazon Prime Day, people may feel pressured to buy items they haven't considered before, simply because they're marked as “exclusive” or “limited-time offers.” [IV] Such deals create a sense of urgency, making consumers feel they might miss out if they don't act fast, which can lead to spending regret later.
This impulse buying can have serious financial consequences, especially among younger people. According to a survey by Finder, Americans spend around 2,000 each year. For younger consumers, especially teenagers and young adults, the effects can be more significant. Many use credit cards or “buy now, pay later” services, such as Afterpay or Klarna, which can make spending feel easier but may lead to debt. A 2022 survey revealed that 43% of millennials and Gen Z consumers reported regret over impulse purchases made with "buy now, pay later” options, as they faced challenges with repayments.
Experts suggest several ways to avoid impulsive spending, like setting a budget, removing items from the cart and waiting a day before buying, and unsubscribing from marketing emails. By taking a moment to think before clicking “buy now,” consumers can make more informed decisions and avoid accumulating items they don’t need or facing financial issues. Online shopping has revolutionised the way we buy, but it's essential for people to shop responsibly to avoid the pitfalls of impulse purchases.
(Adapted from Guide to the National Examination)
Which of the following best summarises the passage?
Online shopping is preferred primarily because of its affordability, with almost all consumers making every effort to avoid impulse buying and make only well-planned purchases in advance.
Despite the risk of financial issues, limited-time offers in online shopping are specifically designed to ensure that consumers make quick purchasing decisions to minimize the potential for regrets.
Impulse buying is generally considered to be a minor concern and primarily limited to major shopping events, which briefly increase the tendency to make spontaneous purchases online.
While online shopping offers significant convenience, it also fosters impulsive purchasing behaviours that can lead to both financial regret and challenges, particularly among younger consumers.
Bài đọc nêu mua sắm trực tuyến tiện lợi nhưng làm gia tăng hành vi mua sắm bốc đồng.
Hậu quả là hối tiếc và khó khăn tài chính, đặc biệt ở người trẻ; bài đọc cũng đưa ra giải pháp.
Chọn vì bao quát đủ sự tiện lợi, hành vi mua sắm bốc đồng, hối tiếc tài chính và ảnh hưởng đến người trẻ; sai vì nói mua sắm chủ yếu do giá rẻ và hầu hết đều mua có kế hoạch.
sai vì ưu đãi giới hạn làm tăng nguy cơ hối tiếc, không nhằm giảm hối tiếc; sai vì xem đây là vấn đề nhỏ và chỉ xảy ra trong các dịp mua sắm lớn.
| Câu | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Đáp án | C | A | B | B | A | D | C | D | B | D |
Đang xem 10 câu đầu của đề
Đề có tất cả 40 câu. Làm bài để xem lời giải tất cả câu hỏi.
Đăng nhập để làm bài